![]() Need an appraisal for an FHA-backed mortgage? Call Bradshaw AppraisalRest assured that Bradshaw Appraisal is an FHA-certified appraisal service in UT. We are certified and approved to do appraisals for FHA insured financial transactions. A portion of the ongoing training our staff at Bradshaw Appraisal completes deals exclusively with decoding the FHA's documentation and their rules and procedures. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is backed by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the loan is insured in case the borrower doesn't pay their loan. The FHA and their loan programs are formed to assist low-to-moderate income homebuyers help meet credit expectations if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Consumers with lower income or less starting money to put down on a loan are helped the most from FHA loan programs. |